Small Budget Big Faith

How to live on and build build a business with what you have. | taught by YMichelle Coard

Course description

Personal money management can be a challenge especially if you do not have enough income.

What if you had to live on less than $3000.00 a month and build a business with the same income?

I had to manage my money based on $1100.00 a month for a year and a half while I waited for my business to generate income.


I knew I needed to budget and monitor my spending but I did not know where to start. And most budget plans start with $3000.00 or more income and I was not earning $3000.00 a month.

I spent years trying to reach $3000.00 even while working full time with constant over time! Can you believe that with 2 college degrees!

Not having enough monthly income has been a challenge however it has taught me to lean on God. I was laid off 4 years ago.


 I stressed over money for many years and I listened to the wrong costly advice for me with the hopes that it would bring in the income that I needed.

Let the Stress Go!

Living on what you have does not mean you have to accept and stay in a low-income position.  In fact, managing your money breaks the stronghold of lack.

I embrace acceptance of where I am so I could learn how to be a better steward and to find joy in God with or without money.

I am on the journey to receive and earn the income that I have been trying to earn in the corporate world for so long!

I will share my story as well as the tips and tools I used to make better money decisions, release money heart issues, and to manage my cash to get us through the lean times while building a business.


The lessons learned during this time is also preparing me for the emotional roller coaster that comes with managing a business and dealing with heart issues that can determine my income.
This E-Course Contains biblical references.

Course Includes:

  • 4 Videos
  • A downloadable PDF with forms to add to a binder for my pen and paper stewards.
  • A Budget Template to track your expenses
  • A decision discernment chart to help you prayerfully consider your decisions.
  • Tips and Tools I use to help rebuild my business on a budget
  • Tips to shut out costly advice that does not work for you.
YMichelle  Coard
YMichelle Coard
Senior Instructor

Y. Michelle Coard, President of B&P Accounting Solutions, Corp. is an Accountant, Business Mentor, Trainer and Profit Strategist. Y. Michelle Opened B&P Accounting Solutions, Corp in April of 2007.

Y. Michelle has 20 years of experience in the field of Accounting and a Bachelor's Degree in Applied Sciences in Accounting. She has experience in Tax Return Preparation, Tax Planning for Business and Personal, Cash Management for all income levels, Profit Planning to boost profits, Bookkeeping and Payroll experience. Y. Michelle has 9 years of experienced in QuickBooks, and is certified in Xero, Freshbooks and is a Zoho Books Advisor.

"I work hard to save you thousands of dollars and hours of time!"